| | In a modern society, it would likely be the insurance company that underwrote the ID card that the murderer used...
So criminals now will carry insurance to cover the cost of their crimes? Criminals don't care about compensation, or insurance, or participating civilly in society, they just take and destroy, that's why their called criminals. They don't need to pay for insurance if they can just live by stealing and murdering others.
1. You did not cite your sources. Are you quoting from The Market for Liberty?
2. We need to parse out our criminals. Tomorrow night, I will be delivering a paper for my senior seminar class in criminology. My topic is "The Choice to Think: A Metachoice to Explain the Conflicting Data of Rational Choice Theory." It based, in part, of course, on Ayn Rand's theories, but also draws from Robert Bidinotto, Stanton Samenow and others. There are many theories about why people commit crime. I agree that the simplest explanation is that they do because they choose to. I support the "classical theory" of "rational choice." That said, there are probably as many motivations as there are individuals. I regard it as a sociological fallacy to ignore the fact that "societies" (so-called) are comprised of individuals.
That said, just as people are short, tall, rich, poor, etc., so, too, are there kinds, types, classes of criminals.
Most robbers, though assauiltive by definition, are not murderers and seek to avoid killing. Seldom does a burglar resort to violence. Few shoplifters are prepared to kill. This is why resisting a criminal is often effective.
Statistical indicators are that "most" criminals actually do "care" about participating in society. (I can show you studies on top of studies that prove whatever you want to believe. So, we are both painting with broad brushes here.) Crime indexes and reports indicate that a strong ecnomy and low unemployment correlate with lower rates of property crimes. Now, the Marxists claim that when people are not suffering they do not need to steal to survive and the capitalists will reply that when crooks have jobs, they (a) are too busy to steal and (b) are stealing from their employers, a different tally entirely ("white collar" crime). The fact remains that the neighborhood burglar will take a day job and otherwise be engaged as a member of the community: rich man, poor man, beggar man, thief; doctor, lawyer, Indian chief.
So, yes, just as criminals have driver's licenses --- until they lose them -- they will also have whatever ID it takes to get into the mall -- until they lose it as a consequence of crime. And, in a litigious society, the insurance company that issued it could be sued. And losing the use of it will have consequences for the criminal.
That is for property crime.
Murder is a whole other problem. Most people are killed by family members or friends. Most victims know their killers. Insurance ID cards have nothing to do with the home situation.
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